“You have a curse upon you. I have set it into your flesh. It can only be removed by me. It was already there but now it belongs to me and my will. If you fail … the curse will devour you and all you care about.”
Stage 0: The curse is dormant.
Stage 1: Healing Surge Total -1 for allies of creature carrying the curse, creature carrying the curse -2.
Stage 2: Healing Surge Total -2 for allies with the curse, creature carrying the curse -3
Stage 3: Healing Surge Total -2 for allies with the curse, creature carrying the curse -3 and Death Saving Throws -1
Stage 4: Healing Surge Total -2 for allies with the curse, creature carrying the curse -3 and Death Saving Throws -2
Stage 5: Healing Surge Total – Healing Surge Total -2 for allies, creature carrying the curse -3 and Death Saving Throws -2. The target regains only half the normal hit points from healing effects.
Check: At the end of each extended rest, the target makes an Arcana or Religion check if it was bloodied since the last extended rest.
12 or lower: The stage of the curse increases by one.
13 or higher: No change
18 or higher: The stage of the curse deceases by one (if at stage 0 there is no change).